Like many of you, I have State Farm and recently went through the same process of declaring a value for my car, sending photos, etc., to be sure it was valued correctly in case of an accident. Comparatively, I've set my car value at $60k. Can any of you who did the same tell me specifically how you came to your value for insurance? Did you have it appraised, etc.? Just wondering as I fear I may have undervalued mine. Thanks.