Kevin,
How on earth does Grundy know that you were running an errand when you cracked it up? If you can't do errands and you can't drive to work, are you restricted to events only? We have AC insurance for the Jag and the Pagoda for $150 each. That lets us drive each car 2000 miles a year (or more, for a very small surcharge) as long as we don't commute to work.
Of course, the test of any insurance is how your claim is handled. Anyone had a claim? Which company? How did they respond?
Trice
1968 280SL US, signal red/bl leather, auto, kinder
Sarasota FL; Alsace France
If you're not the lead dog, the view never changes.