Who do you insure with?

[k]

Standard or Classic/Collector Insurance

Thinking about using Hagerty, Grundy or American Collectors.

All are w/in $50 of eachother in premium. Any tips or issues with these names?

[Bob G MN]

I just switched to American Collectors after reviewing Haggerty and AC.  The costs were about the same but AC seemed to be easier to deal with.

Bob

[RBYCC]

K

I have a 1971 280SL and a 1988 300CE twin turbo with Grundy.
Seem easy to deal with, and so far I'm satisfied with their rates and customer service respone.

ED A.
1971 280SL
1988 300CE TWIN TURBO
1990 C43 AMG
2003 G55 AMG

[Paddy_Crow]

Hagerty

Democracy is two wolves and a lamb voting on what to have for lunch...

[waqas]

State Farm, stated value (they unfortunately don't offer agreed value policies). It's my daily driver.

Waqas in Austin, Texas

[mrfatboy]

AAA, $161/year,  value of $30k

1969 280sl
Signal Red

[Raymond]

Whichever company you choose to insure your car, be sure to go with an agreed value.  As Suzy has found out from the theft of her 280, unless you have an agreed value, the insurance company gets to decide what your car is worth in the event of total loss.  If you disagree, you are stuck with having to gather proof and negotiate a settlement.  

And with many companies, if you are at fault in a wreck, they can decide to total your car if damage exceeds half the value, however established.  Imagine if they decide your car is worth $20,000 and the damage is $11,000.  Many policies give them the right to make a take it or leave it offer to pay you $20K and take the car to sell for salvage.  Then, the hassle begins.

Read the fine print.


Ray
'68 280SL 4-spd Coupe